There's a requirement under the Affordable Care Act that applies to many businesses, even if they're not providing health insurance coverage to their employees.
The mandate requires employers to notify employees of the upcoming enrollment October 1st on "federally approved forms," says insurance broker Scott Day at Day Insurance Solutions.
The U.S. Department of Labor says it applies to employers "regardless of plan enrollment status."
"Whether you have health insurance or not you fall under this law and will be faced with a $100 a day fine, and that's most employers think, I don't have health insurance, I don't have to worry about it, they think they're free," Day says, "They really are free and clear of everything except for this."
The Department of Labor says it applies to businesses that "employ one or more employees who are engaged in or produce goods for interstate commerce."
"There's 2% of businesses who won't qualify, I mean, what gets them is the interstate commerce, I mean, if you're a restaurant in Montana and one passerby comes through and uses a credit card from another state, you just did interstate commerce," Day says.
Day is advising his clients to have each employee sign and date a copy of the notice by September 30th and keep each one in a file so they have it on record.
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